How long until a funded account actually pays
The payout cycle, the minimum trading days and the consistency rule decide when money leaves the firm. The profit split only decides how much.
Updated 20 September 2026
Half the market pays on a two-week cycle
Of the 769 plans recorded here, 383 pay on a 14-day cycle, 86 advertise daily payouts and 30 pay monthly. A 14-day cycle is the default assumption unless a firm says otherwise.
Daily payouts are real, but they are a product feature and features are priced. When a firm shortens the cycle, look at what moved in exchange: the split, the fee, or the target.
Minimum trading days sit in front of the cycle
Before the cycle even starts you usually owe the firm a minimum number of active days. 247 plans here require three, 143 require five, and 44 require only one.
The practical effect is that a profitable week is not automatically a paid week. Two good days against a five-day minimum means waiting, and waiting with an open risk budget is how good weeks turn into flat ones.
The consistency rule is the quiet one
Many firms cap how much of total profit may come from a single day. A 40 per cent rule means no day may exceed 40 per cent of everything made, so one outsized winner can delay a payout until the rest of the results catch up.
This is not a penalty for trading well. It is the firm filtering for repeatable results rather than one lucky session. The consistency calculator under Tools works out how much more profit is needed to make an existing best day compliant.